Short term loan for bad credit

Has your credit score been adversely impacted by previous financial mistakes?

And now you’re concerned you won’t get approved for a loan? Don’t worry, Get Payday Loans can help you with a short-term loan for bad credit today!

What does affect your credit score?

When assessing your eligibility, most lenders primarily rely on your credit score as a key criterion. In Canada, Equifax and TransUnion are the two major credit bureaus responsible for providing credit score reports. If your credit score is low, traditional lenders may be hesitant to approve your loan applications. Your credit report may be deemed unfavorable if the following conditions apply:

  • You didn’t keep up with the previous debt payment
  • You carry too much debt
  • You lost your job
  • You suffered an injury, rendering you unable to work

What can you do with a bad credit score?

Upon reviewing your credit score, you discover that it falls significantly short of expectations. This can be disheartening, particularly when you are in need of borrowing funds. Given that most lenders in Canada are reluctant to extend loans to individuals with poor credit scores, the situation may seem challenging.

However, there’s no need to worry. Get Payday Loans is available to assist you by providing short-term loans even if your credit score is less than ideal.

Why choose Get Payday Loans for your short-term loans for bad credit?

Our experimented lenders understand dealing with bad credit is incredibly difficult, and you aren’t the only one.

Thousands of people in Canada — from all walks of life — and different income levels deal with bad credit. Therefore, it shouldn’t be a deal-breaker when looking for a loan. That’s why, here at Get Payday Loans we present many loan options when you’ve bad debt.

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Short term loan bad credit Canada advantages

Fast approval

Our financial advisors will approve your application within a few hours and you will receive your loan instantly

No credit check

We do not check your credit score to approve your loan

100% online process

Apply for a loan from anywhere in Canada and we will send the money directly to your bank account

Premium customer service

We guarantee the best customer service in Canada with pre loan services and our qualified financial advisors

What loans can you get with a short term loan for bad credit in Canada?

At Get Payday Loans, a variety of short-term loans are offered, including:

  • Online payday loans: to finance you until your next payroll
  • A personal loan: to help you cover for emergency
  • Cash advance loans: you can borrow money against your credit card
  • Credit consolidation loans: so that you can cover your debt that would otherwise attract hefty penalties

Furthermore, it’s important to understand that Get Payday Loans does not conduct a credit check to assess your eligibility for this loan.

Instead, we offer personalized short-term loan solutions tailored to your specific circumstances, irrespective of your credit history. This allows you to address your financial obligations with minimal expenses. Accessing cash becomes more convenient through our services.

How to apply for bad credit loans?

Acquiring a bad credit loan through the Get Payday Loans platform is hassle-free and doesn’t involve numerous requirements. Our loan application approval process is swift, ensuring a quick turnaround. The only essentials you’ll need are:

  • To fill an online form: it only takes a few minutes
  • Show that you have a full-time job: for the past six months
  • To prove residency of the same address: for at least six months
  • Submit two pieces of photo identification
  • Proof of your social number
  • The last 90 days of your bank statement
  • Your last two pay stubs

Once we receive your online application, we will promptly initiate the loan processing. Within a few hours, we will reach out to you to sign the contract if you meet the qualifying criteria. After the loan is approved, our network of online lenders will transfer the funds to your bank account within 24 hours.

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Bad credit loans repayment terms

Once you receive your next payday, the loan repayment process will commence. At Get Payday Loans, we provide a maximum amortization period of 2 years. Our fee structure entails $12 per $100 borrowed. Additionally, we offer three flexible loan repayment options:

  1. Monthly Payments: You can repay the loan on your next payday through monthly installments.
  2. Capital Reduction: You have the choice to pay off the initial weeks’ capital amount to reduce the outstanding balance.
  3. Lump Sum Repayment: If preferred, you can opt to pay off the entire loan amount at once.

We understand that everyone’s financial situation is unique, and we are committed to accommodating your specific needs.

Contact Get Payday Loans for your short-term loan for bad credit

Obtaining a traditional loan can be time-consuming and often involves a credit check and thorough examination of your financial history. This makes it challenging to rely on such loans during unexpected financial emergencies. However, at Get Payday Loans, we aim to address this issue by providing unsecured loans.

If you find yourself in urgent financial need and have a poor credit rating, you can count on Get Payday Loans for assistance. Start the application process now, and our brokers will promptly respond to your request. We will process your short-term loan application, even with bad credit, and transfer the funds to your bank account within 24 hours!

Instant loan without documents in Vancouver

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Submit your application today and receive your money within 24 hours

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