Short term loan for bad credit

Have past financial miss-steps negatively affected your credit score?

And now you’re concerned you won’t get approved for a loan? Don’t worry, Get Payday Loans can help you with a short-term loan for bad credit today!

What does affect your credit score?

For most lenders, your credit score is the main criteria to evaluate your worthiness. In Canada, there are two main credit bureaus that deliver credit score report: Equifax and TransUnion. If you have a poor credit score, traditional lenders will hesitate to lend you money. Your credit report could be considered bad if:

  • You didn’t keep up with the previous debt payment
  • You carry too much debt
  • You lost your job
  • You suffered an injury, rendering you unable to work

What can you do with a bad credit score?

On checking your credit score, you realize it’s far from great, which is upsetting, especially when you want to borrow some money. After all, most lenders in Canada will hesitate to lend to a borrower with a poor credit score. You don’t have to sweat it, though.

Get Payday Loans is here to help you with short-term loans with bad credit even when your credit score is far from excellent.

Why choose Get Payday Loans for your short-term loans for bad credit?

Our experimented lenders understand dealing with bad credit is incredibly difficult, and you aren’t the only one.

Thousands of people in Canada — from all walks of life — and different income levels deal with bad credit. Therefore, it shouldn’t be a deal-breaker when looking for a loan. That’s why, here at Get Payday Loans we present many loan options when you’ve bad debt.

Contact our financial advisors

Short term loan bad credit Canada advantages

Fast approval

Our financial advisors will approve your application within a few hours and you will receive your loan instantly

No credit check

We do not check your credit score to approve your loan

100% online process

Apply for a loan from anywhere in Canada and we will send the money directly to your bank account

Premium customer service

We guarantee the best customer service in Canada with pre loan services and our qualified financial advisors

What loans can you get with a short term loan for bad credit in Canada?

At Get Payday Loans, we offer a variety of short-term loans, including:

  • Online payday loans: to finance you until your next payroll
  • A personal loan: to help you cover for emergency
  • Cash advance loans: you can borrow money against your credit card
  • Credit consolidation loans: so that you can cover your debt that would otherwise attract hefty penalties

Also, you need to know that at Get Payday Loans we don’t do a credit check to determine whether you qualify for this type of loan or not. We’ll provide you with a customized short term loan option to work for your unique situation, regardless of your credit history, so that you can sort out your expenses, with minimal costs. Access to cash becomes easier.

How to apply for bad credit loans?

You won’t need lots of requirements to get a bad credit loan on the Get Payday Loans’ platform, and our loan application approval process is very fast. You’ll only need:

  • To fill an online form: it only takes a few minutes
  • Show that you have a full-time job: for the past six months
  • To prove residency of the same address: for at least six months
  • Submit two pieces of photo identification
  • Proof of your social number
  • The last 90 days of your bank statement
  • Your last two pay stubs

We’ll start processing your loan immediately after receiving your online application and get back to you in a few hours to sign the contract if you qualify. Then, after loan approval, our online lenders will deposit the money in your bank account within 24 hours.

Contact our financial advisors

Bad credit loans repayment terms

You’ll start repaying your loan as soon as you receive your next payday. We can offer you a maximum amortization period of 2 years. We’ll charge you fees of $12 per $100 loan.
Even more, you got three loan repayment options with Get Payday Loans:

  • Pay your online loan on your next payday (monthly payments)
  • Pay the capital for the first few weeks to reduce it
  • Pay off the entire loan once

We can adapt to your particular financial situation

Contact Get Payday Loans for your short-term loan for bad credit

Taking a traditional loan takes time and entails a credit check loan and financial history inquiry. It becomes nearly impossible to rely on such a loan when unexpected expenses come. Our goal is to remedy this with unsecured loans.

If you have a bad credit rating and are in urgent financial need, Get Payday Loans has your back. You can start the application process right now and our brokers will get back to you as soon as possible! We’ll process your short-term loan with bad credit and disburse the money in your bank account within 24 hours! Feel free to contact us.


Contact our agents

Submit your application today and receive your money within 24 hours

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