Online Loans in Canada

Credit score restoration

In addition to our online loan with no credit check and instant approval services, Get Payday Loans can also aid our clients in repairing their credit score. Our approach involves providing a secure credit card in strict confidence. We prioritize the safety of our online loans in Canada and take measures to ensure they are completely secure. To guarantee compliance with the Consumer Protection Bureau, we solely work with companies that meet our standards.

What Do We Offer?

Debt Consolidation

Debt consolidation is the process of consolidating multiple payments from unsecured creditors into a single monthly payment. This consolidated debt can be repaid over a maximum period of five years.We take your financial situation into account and may be willing to negotiate a repayment plan if your loan is overdue.

However, if you are unable to cover all of your debts, we reserve the right to engage a third-party collection agency to handle the collections process. In such a scenario, you will be responsible for the legal expenses incurred. Failure to pay your debts may result in legal action being taken against you.

Personal Bad Credit Loan

Being classified as a subprime borrower by banks and lenders is highly likely if your credit score is not sufficiently high. Consequently, you are at a higher risk of being denied a loan by these institutions. To address this issue, we offer personal bad credit loans.

The process to obtain this type of loan is quite simple. You will be required to complete an online loan application process and provide some personal information, such as your email address, phone number, and details about your current job. Furthermore, we will require you to submit several documents when you apply for a loan, including:

• Proof of address, such as a utility bill
• A pre-authorized debit form or voided check
• Proof of your SIN and two photo IDs
• A bank statement covering the past 90 days
• Your two most recent pay stubs (as proof of income)

A simple loan application process

Upon submission of your personal loan application, we guarantee a response within 90 minutes. If your loan request is approved, your personal loan funds will be transferred to your bank account within 24 hours, enabling you to have money at your disposal.

We do not perform a credit check under any circumstances. The loan amount ranges from $300 to $3000, with an interest rate of 15%. The loan term depends on the type of loan, and it is imperative that you have a reliable source of income.

What occurs in the event of a missed payment?

We do not report missed payments to credit agencies, and your credit report will not be impacted by your struggle to repay a payday loan, regardless of how severe it may be.

In the event that your financial institution refuses a payment, it will be postponed until the end of the agreement, with a fee of $40 added. If you anticipate needing to postpone a payment, you may contact us at (514) 344-1499. However, you must do so within 48 hours of realizing this need.

The benefits of online loans in Canada

An easy and practical answer for unexpected financial needs

Our online loans are designed to be a quick and convenient solution for cash emergencies, with most transferring funds to your account in 24 hours or less, depending on the online application. However, it’s important to note that a short-term loan should only be used to address an immediate crisis and avoid undue hardship.

If you use these loans as a long-term solution to your financial concerns, you may be at an increased risk of financial instability. We offer other options such as express loans, guaranteed loan approval, fast cash, and online cash advances, which you may find useful.