Refinance loan

Refinance loan

How Refinancing a Loan Affects Your Credit Score The impact of loan refinancing on your credit score is a crucial factor to consider. Although refinancing can save you a significant amount of money over time, allowing you to reduce your monthly payments and the total amount of interest paid, it can also affect your financial […]

Things to know before getting a loan

Things to know before getting a loan

Getting a loan approval is not easy, especially when you are just out of college and looking to carve out a career of your own with no record to testify your financial responsibility. In the wake of severe economic troubles across the globe, lenders are looking for more and more in a loan application and […]

How to find a loan with bad credit

How to find a loan with bad credit?

Although being judged is unpleasant, it is inevitable when applying for a loan. Lenders, such as banks and credit unions, will evaluate your credit history to determine the risk of lending to you. If you have a poor credit score, it may be challenging to obtain a loan in Canada. Nevertheless, several lenders provide bad […]

5 Effective Strategies to Enhance Your Credit Score in Canada

Improve your credit score in Canada

Are you wondering how to improve your credit score in Canada, especially when seeking approval from potential lenders? It’s crucial to be aware that even the slightest payment incident or late payment can have an immediate impact on your credit score, while rebuilding it can be a gradual process. However, there are practical approaches to […]

Payday Loan vs Installment Loan: Which is Better?

Payday loan vs installment loan

Life is not always simple. Sometimes your personal expenses far outweigh your income, and it is times like these that necessitate a financial emergency. That is why it is critical to understand payday loans and installment loans. They are both interesting loans for bad credit borrowers Because they both have high-interest rates, these two are […]